1. This post will remain at the top until the end of the month as I feel this information is useful & avoid people from making the same mistake.
2. Never trust these fella - BK Aut*, J*int M*t*r
###########################################
update : 17/2 08:15pm.
NEVER trust the runner who offer to help you.
NEVER send your car to NON PANEL workshop.
I've gone through an expensive lesson.
###########################################
Accident can happen anytime, anywhere.
Lists of things you should have :
1. Keep a pen & a notepad in your car. This will comes in handy.
2. Know who is your insurer & the phone number. Some insurance company provide 24-hours Auto Assit, get the phone number too.
Things you should do :
1. Jot down the time it happened.
2. Get the name, contact number, driver's license number, make & model of cars involved, car plate number.
3. If your car is not drivable, call the 24-hours Auto Assit.
4. Make a police report. Be prepare for the unexpected.
5. At the police station, most of the time, you will be greeted by runners, who will assure & 100% gurantee you, they are the panel for the insurance company, they will sourced for original parts, everything they will 'kaotim' & settle for you. All those are bullshit !!!
Call your insurance company & asked them where's the nearest panel you can send your car for repair.
6. You will be required to have these ready :-
a. A copy of the HP agreement
b. Insurance cover note
c. Car registration card
d. Driving license
e. IC
7. If you are taking taxi to work, make sure you keep all the receipts to facilitate the claim.